Refinancing

Benefits of Refinancing Your Current Mortgage.

You can refinance your home for a number of reasons, most of which typically result in a more favorable financial situation. Some of these include:

  • Obtaining a lower interest rate in order to reduce monthly payments.
  • Changing the term on a mortgage (for example, from 30 years to 15 years).
  • Consolidating multiple debts into one easy-to-manage loan.
  • Converting your existing mortgage from an adjustable rate mortgage into a fixed rate mortgage with fixed monthly payments.
  • Consolidating multiple mortgages into one mortgage.
  • Cash-out refinance. The purpose of this type of loan is to extract equity from your home.

Refinance Programs

  • FHA Refinance
  • FHA Streamline Refinance
  • HARP
  • VA IRRRL (VA Streamline Refinance)
  • USDA Rural Streamline Refinance
  • FHA Cash-Out Refinance
  • FHA 203(k) Refinance
  • FHA 203(k) Standard
  • FHA 203(k) Streamline
  • Jumbo Loans

© 2018 Americasa Home Loans. All Rights Reserved.
Contact Us| Privacy & Security| NMLS # 819382
NOT AVAILABLE IN NEW YORK. This site is not authorized by the New York State Department of Financial Services.
No mortgage loan applications for properties located in the state of New York will be accepted through this site.

Americasa Home Loans, a DBA of Nationwide Mortgage Bankers, Inc., 310A Main Street, Lebanon, NJ 08833 is Registered with the Nationwide Mortgage Licensing System NMLS # 819382. New Jersey Residential Mortgage Lender License #819382; HUD Approved Title II Supervised Lender # 3113200005. Americasa Home Loans is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All loans are subject to Credit and Appraisal Approval. Program, Rates, Terms, and Conditions are subject to change without notice. This is not a commitment to lend.
Licensing | Security Policy | NMLS Consumer Access
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scamsMortgage Company Websites - Powered by Lending Manager Nationwide Mortgage Bankers, Inc. BBB Business Review